For Buyers
Never send money into the void again.
With HarrenaPay, the seller doesn't get your money — escrow does. After the seller marks delivery, you get a short inspection window (usually 24 hours) to release early or open a dispute. If you do nothing, funds auto-release when the window ends. If it never arrives, dispute and your money stays protected.
Without HarrenaPay
With HarrenaPay
Follow ₦45,000 through the system.
You find a phone online for ₦45,000. Instead of sending money directly to a stranger, you pay through HarrenaPay. Your ₦45,000 is locked in escrow — the seller can see that the payment is committed, but cannot withdraw it yet. The seller prepares and marks the order delivered. You then have an inspection window (typically 24 hours) to release payment early or open a dispute if something is wrong. If you take no action, funds auto-release to the seller when the window ends. If the phone never arrives or is not what you ordered, dispute before release and your money stays locked while we review. Worst case with a direct transfer: you may lose ₦45,000 and the seller disappears.
See who delivers, before you decide.
Every HarrenaPay seller carries a Trust Score built from verified transactions — real deliveries, real dispute history, real response times. A 'Trusted' or 'Harrena Verified Pro' badge isn't a sticker someone bought; it's a track record someone earned.
And who's protecting your money from us?
Fair question — a trust company should answer it. HarrenaPay is a product of Harrena Africa Synergy Ltd, incorporated in Nigeria (RC 8309351) and registered with the Nigeria Data Protection Commission. Escrow funds are held in dedicated wallets, secured with our licensed partner bank, separate from our operating money. We are not a bank and never claim to be — and we publish exactly what we charge and exactly what we do.