Products | Escrow

Escrow that closes every deal safely.

Hold buyer funds in regulated accounts until both sides confirm satisfaction. Built-in dispute mediation, automated release rules, and full audit trails.

Funds held in regulated trust accounts

Money is segregated from operating capital and held until release conditions are met.

Automated or manual release

Set time-based, milestone-based, or buyer-confirmation release rules per transaction.

Built-in dispute resolution

If something goes wrong, our mediators review evidence and decide within 24 hours.

What you get

  • Per-transaction caps from ₦100K up to unlimited on Enterprise
  • Real-time webhook events for every state change
  • Auto-generated receipts and invoices
  • BVN/NIN verification on counterparties

Ready to make every transaction safer?

Create a free harrenapay account in minutes, no setup fees, no monthly minimums. Pay only when you transact.