Products | Wallets
A wallet built for protected payments.
Every verified account gets a dedicated NGN account number. Fund it from any Nigerian bank, pay into escrow instantly, and withdraw to your bank whenever you want.
Your own account number
Top up by bank transfer from any Nigerian bank — funds land in your wallet automatically.
Free wallet-to-wallet transfers
Send money to any other harrenapay user instantly, at no cost.
Instant escrow funding
Fund escrows straight from your wallet balance with no extra transfer step.
What you get
- Withdraw to any Nigerian bank — payout fee ₦15.75 / ₦39.38 / ₦78.75 by amount tier
- PIN-protected transfers and withdrawals
- Full transaction history and downloadable statements
- Funds secured with our licensed partner bank
Pay anyone. Sell to anyone.
Create your free account in minutes. Verification is quick, and your first protected transaction is closer than you think.