Products | Wallets
Multi-currency wallets for every account.
Hold balances in NGN, GHS, KES, ZAR, and USD. Move between currencies at competitive rates and pay vendors anywhere on the continent.
Five currencies, one balance
Receive, hold, and spend in the currencies your customers and suppliers use.
Transparent FX
See the exact mid-market rate plus our small spread before you swap, no hidden fees.
Sub-account support
Spin up isolated wallets per project, customer, or region with a single API call.
What you get
- Live FX rates updated every 60 seconds
- Instant intra-wallet transfers, free between harrenapay accounts
- Spend controls and approval flows for finance teams
- Full statement export in CSV, PDF, and accounting formats
Ready to make every transaction safer?
Create a free harrenapay account in minutes, no setup fees, no monthly minimums. Pay only when you transact.