Products | Cards
Virtual NGN and USD cards on demand.
Spin up secure virtual cards for ads, subscriptions, vendor spend, and team budgets. Set limits, freeze instantly, and reconcile every transaction.
Issue in seconds
Create a card via dashboard or API and start spending immediately, no waiting.
Granular spend controls
Set daily, monthly, or per-merchant limits. Freeze, unfreeze, or kill any card with one click.
Real-time transaction feed
Webhooks fire on every authorisation so you can match spend to projects automatically.
What you get
- Works on Meta, Google, AWS, Stripe, and 99% of online merchants
- 3D Secure protection on every transaction
- Per-card and per-team spend dashboards
- Automated receipt capture and matching
Ready to make every transaction safer?
Create a free harrenapay account in minutes, no setup fees, no monthly minimums. Pay only when you transact.