Solutions | Cross-border
Trade safely across Africa.
Hold, swap, and settle between NGN, GHS, KES, ZAR, and USD. Transparent FX, regulated escrow, and one platform for the whole continent.
Five currencies, one platform
Receive in one currency, settle in another, with mid-market FX you can see before you swap.
Local rails, local speed
Settle directly into local bank accounts using domestic rails in each market.
Compliance handled
We handle FX documentation and counterparty checks per local regulations.
What you get
- Live mid-market FX with transparent spreads
- Country-specific KYC/KYB flows
- Local-language buyer flows in major markets
- Pan-African dispute mediation
Ready to make every transaction safer?
Create a free harrenapay account in minutes, no setup fees, no monthly minimums. Pay only when you transact.